Savings are becoming very important for future investments. Currently, many people are recognizing the importance of saving.
If you need a lot of money in the near future, savings can help you overcome these problems. If you are worried that something bad happened, you can save money at the bank.
But some people complained that they had saved five years while remaining empty. This is very disappointing, isn’t it?
You do not want to work for years, but your savings are still empty. If so, perhaps these are some of the reasons for your empty savings.
Those of you who are single are especially easy to spend money without thinking about savings. Unlike when you are married and have other dependents, such as paying for a motorcycle, household needs, and others.
In fact, this should not be an excuse for those of you who are not married to not be able to save money on savings. There are many teenagers and single young women who have savings of up to tens of millions.
So, living alone without dependents, you are not making excuses for not being able to save, huh? This time you save money.
So that later, when you already have dependents, you can overcome them with the help of your savings. Well, don’t underestimate the importance of saving, because you still feel alone!
2. Being a familiman.
Well, the most common reason that arises is something like that. You work to support a family. The term as a family warrior. You get the whole salary, you immediately give it to the needs of the family. This is unacceptable, but something like this puts off your personal life. Your future, needs and small desires should also be realized. You need to manage your finances by putting aside some of your monthly salary in order to save. You can give the rest to your parents and pay for your sister’s education if you still have a sister. So, being the backbone of a family does not mean justifying itself so as not to save, huh?
3. Lack of personal motivation
Self-motivation is very important in providing quality of life. Having motivation will make your life brighter. Similarly with saving. You must have motivation to save. A simple example: in the next five years you have motivation for a private home. Then you again set the goal of motivation to have a personal car. In the next five years you will have a luxury car. Armed with this motivation, you will inspire your enthusiasm to save enough money to be able to buy your dream home and luxury car for five years. Therefore, you should increase motivation from now on.
4. Leaving aside the importance of conservation
We recommend that you set aside your mind or ignore the importance of conservation. Especially if you ever think that saving money just doesn’t work. This thinking is in the hearts of losers. I did not try, but dared to draw conclusions. You should always think positively. Thinking about your future, thanks to the accumulated savings, you can subsequently use it for urgent needs. Although there is a certain period of time, your money remains in the bank, but it will be much safer than your money, used without rules, and, as a rule, wasteful.
5. Not strong resistance to the temptation of shopping.
The number of temptations soon after receiving a monthly salary is one of the reasons why it is difficult to make savings. With thousands of reasons to keep spending money, this makes sense because the face value is only small. It is such small expenses that you find it difficult to realize. The next thing you know, your salary is spent until the end of the month. Moreover, when there are many discounts or a sale is conducted. This will increase your desire to shop. Even if you have to save money. Therefore, you should try to refrain from spending money and discourage your intention to save.
6. Save money by delay
Procrastination is a bad habit. If you want to save, it shouldn’t be in your life dictionary. A simple example: When you have money, you often say, “Oh, save the money tomorrow, and you’ll get the money, save next month.” Well, these things keep you from remembering. Actual savings should not be equal to large nominal sums, but actual savings are achieved if you leave a small amount of money traditionally large. As they say, less and less. The same goes for savings. Even if you save 10,000 rupees a day, that’s more than enough. Imagine that every 30 days, 10,000 IDR = 300,000 IDR per month, you can get 300,000 IDR. How about 12 months? Just provide 60,000 rand for regular savings. If you keep saving, sometimes you undervalue Rs 10,000, but that’s a lot of money. Savings are the future champion, and you don’t know what will happen within an hour. Now people are healthy and happy, and suddenly they get sick and need a lot of money. This is the salvation function, and you will be your hero when you need it. Therefore, do not raise your savings to zero, even if you have been working for five years. See the above reasons. Solve the problem as quickly as possible.